Business &
Business insurance protects your business against the commercial interruptions, costs of property damage, theft and claims made against your business by others. You can take out business cover for range of possible losses, including natural disasters, accidental losses, wilful damage and costs of employees failing in their duties.
WHAT ARE THE OPTIONS
• General Business Insurance: this is insurance that covers your business assets against loss or damage due to theft, vandalism, flood, fire and other perils.
• Liability insurance: this is insurance that covers your business against claims for injury or damage to your business activities cause. This is especially important for business that work of client’s assets, do work on client premises or provide advice or services that could prove costly if incorrectly provided.
Some insurance policies combine general and public liability insurance. You can also get policies that covers injuries to employees on business premises.
In addition, we offer value added insurance cover that might be excluded from your insurance policy. This includes insuring you against excess payments of losses excluded from your standard cover.
SPECIALIST INSURANCE
Insurance to help you protect against the unique features of your business.
WE appreciate that your business might have unique insurance needs. This is why we offer a range of specialist commercial insurance solutions. As we have dedicated insurance executives and have partnered with a variety of commercial insurers, we can also source insurance solutions suited to other particular risks. These are just some of the specialist risk we can assist you with:
Aviation cover
Body corporate/ Sectional title Insurance
Construction, engineering and plant insurance
Crop and Livestock Insurance
Dental Practices Insurance
Educational Institutions Insurance
Heavy Commercial Insurance
Credit Protection Insurance
Guest Houses insurance
Hospitality Insurance
Legal Expenses Insurance
Liability Insurance
Marine Insurance
Medical Practices Insurance
Petrol filling stations insurance
Places of worship insurance
Thatch Risks Insurance
Commercial crimes Insurance
Cyber Crime insurance
Directors and Officers Liabilities
Crop insurance
Mining insurance
